All Calculators

Checks whether keeping own money invested while servicing a loan through SWP creates surplus or shortfall.

📊 EMI

Compares lifetime wealth of buying a house versus renting and investing the difference.

📊 Net worth gap

Finds whether to prepay loan or invest surplus.

📊 Interest saved

Estimates required retirement corpus for financial independence.

📊 FIRE corpus

Designs buckets for near-term income, medium-term debt, long-term growth.

📊 Longevity

Compares old vs new income tax regime and highlights required deductions to make old regime better.

📊 Tax under each regime

Creates a quick personal finance dashboard.

📊 Score

Allocates savings across goals like home, education, retirement and travel.

📊 Monthly investment plan

Calculates required emergency fund and buildup timeline.

📊 Required fund

Calculates trades needed to restore target allocation.

📊 Buy/sell list

Estimates future value of monthly/quarterly investments.

📊 Invested amount

Finds SIP needed to reach a target corpus.

📊 Required SIP

Models annual SIP increases as income rises.

📊 Corpus

Estimates maturity value of a one-time investment.

📊 Maturity value

Combines SIP and lumpsum projections.

📊 Corpus

Shows how regular withdrawals affect corpus longevity.

📊 Final balance

Models systematic transfer from one fund to another.

📊 Source balance

Calculates annualized growth rate.

📊 Annualized return percentage.

Annualizes irregular cashflows like SIPs, SWPs and redemptions.

📊 XIRR %

Annualizes periodic cashflows.

📊 IRR %

Values a stream of future cashflows today.

📊 Net present value

Measures simple return on investment.

📊 ROI %

Discounts a future amount to today's value.

📊 Present value

Projects today's value into the future.

📊 Future value

Shows return after inflation.

📊 Real return %

Estimates time to double, triple or quadruple money.

📊 Years to double/triple/quadruple.

Calculates weighted return across holdings.

📊 Portfolio return

Computes average buy price after multiple purchases.

📊 Average price

Projects wealth when dividends are reinvested.

📊 Share count

Computes bond price or yield to maturity.

📊 YTM

Measures bond interest-rate sensitivity.

📊 Duration

Compares taxable and tax-free instruments.

📊 Equivalent taxable yield.

Calculates monthly payment for a reducing-balance loan.

📊 EMI

Specialized EMI calculator for home loans.

📊 EMI

Calculates payment and cost of unsecured personal loans.

📊 EMI

Calculates vehicle loan payment and total cost.

📊 EMI

Models moratorium, interest accumulation and repayment.

📊 EMI

Shows time and interest to clear card debt.

📊 Payoff month

Creates a debt payoff order.

📊 Debt-free date

Compares flat-rate loans against reducing-balance loans.

📊 True cost comparison

Checks whether refinancing/balance transfer saves money.

📊 Savings

Estimates maximum loan based on income and obligations.

📊 Eligible loan

Measures debt burden.

📊 DTI %

Global mortgage refinance analysis.

📊 Break-even month

Compares leasing an asset versus buying with loan/cash.

📊 Cheaper option

Calculates payment for loan with final balloon amount.

📊 Monthly payment

Calculates maturity value of FD.

📊 Maturity

Calculates maturity value of monthly deposits.

📊 Maturity

Projects Public Provident Fund maturity.

📊 Maturity value

Projects employee provident fund corpus.

📊 EPF corpus

Estimates additional voluntary PF contribution growth.

📊 Extra corpus vs normal EPF.

Projects pension corpus and annuity at retirement.

📊 Lump sum

Estimates Atal Pension Yojana contribution/pension mapping.

📊 Monthly contribution and pension.

Calculates National Savings Certificate maturity.

📊 Maturity and interest.

Estimates Kisan Vikas Patra maturity/doubling.

📊 Maturity amount

Calculates monthly income from MIS.

📊 Monthly payout

Senior Citizen Savings Scheme income projection.

📊 Quarterly income

Projects Sukanya Samriddhi Yojana maturity.

📊 Maturity value

Calculates exempt House Rent Allowance.

📊 Exempt HRA

Converts CTC/gross salary to take-home salary.

📊 Monthly in-hand

Calculates tax under chosen assessment year/regime.

📊 Tax payable/refund estimate

Estimates tax deducted at source.

📊 TDS

Adds or removes GST from a price.

📊 Base

Estimates gratuity payable.

📊 Gratuity amount and taxable/exempt split.

Calculates capital gains tax on investments.

📊 Tax

Estimates tax on virtual digital asset gains.

📊 Tax due

Shows how to fill tax-saving deduction limits efficiently.

📊 Remaining 80C room

Plans monthly spending by category.

📊 Surplus/deficit

Allocates income into needs, wants and savings.

📊 Target category amounts and gaps.

Measures wealth-building speed.

📊 Rate

Totals assets minus liabilities.

📊 Net worth

Shows how long savings last if income stops.

📊 Runway

Adjusts prices for inflation over time.

📊 Future cost

Converts amounts across currencies.

📊 Converted value

Shows impact of delaying investment.

📊 Lost corpus due to delay.

Estimates corpus needed for retirement expenses.

📊 Required corpus

Converts corpus to regular pension.

📊 Monthly pension

Estimates sustainable withdrawal from corpus.

📊 Initial withdrawal

Shows how return order affects retirement corpus.

📊 Failure probability

Estimates life insurance cover needed.

📊 Recommended term cover

Simpler cover requirement estimator.

📊 Suggested cover and gap.

Estimates family health cover need.

📊 Recommended cover and top-up need.

Measures income return from property.

📊 Gross yield

Estimates tax on selling property.

📊 Tax

Estimates acquisition transaction costs.

📊 Stamp duty

Estimates affordable home price.

📊 Affordable price

Shows principal/interest split over time.

📊 Schedule

Finds sales volume needed to cover costs.

📊 Units/revenue break-even

Calculates profitability margins.

📊 Margins and profit.

Measures operating liquidity.

📊 Liquidity ratios

Calculates repayment for business borrowing.

📊 EMI

Calculates asset depreciation.

📊 Depreciation schedule

Finds time to recover investment.

📊 Payback period

Estimates months until cash runs out.

📊 Runway

Measures customer acquisition economics.

📊 LTV

Calculates cost of receiving invoice money early.

📊 Net proceeds

US retirement account projection.

📊 Projected balance

Compares tax now vs tax later retirement accounts.

📊 Better account type

Adds/removes consumption tax.

📊 Tax and total.

Estimates theoretical option price and Greeks.

📊 Call/put price

Estimates expected equity return from market risk.

📊 Expected return and risk premium.

Computes weighted average cost of capital.

📊 WACC

Calculates all charges on a stock trade.

📊 Total charges

Shows exposure, margin requirement and liquidation risk.

📊 Max position

Calculates profit/loss on currency conversion or trade.

📊 P&L