Disclaimer
EPF interest rate is set by EPFO and may change annually.
Conclusion
By contributing ₹6,000 every month (12% of your basic salary) to VPF for 20 years at an interest rate of 8.15%, you will build a total corpus of ₹36,23,156. Your total contribution will be ₹14,40,000 and you will earn ₹21,83,156 in interest.
VPF Maturity
₹36,23,156
Total Contributed
₹14,40,000
Interest Earned
+₹21,83,156
Monthly Contribution
₹6,000
Value in Today's Money
₹11.30L
Adjusted for 6.0% annual inflation over 20 years.