Find out how much house you can afford based on your income and existing debts.
Does not include stamp duty, registration, or interior costs. Bank policies vary.
Max Affordable House Price
₹79,22,120
Max Loan Amount
₹63,37,696
Required Down Payment
₹15,84,424
Max Allowable EMI (for new loan)
₹55,000
These values are used across all calculators
RBI target: 4% · Historical avg: ~6% · Used for "Value in Today's Money" calculations.
New regime (default from FY 2023-24): lower rates, fewer deductions.
Age doesn’t affect slab rates under the New Regime. Switch to Old Regime to configure.
Tax rules and slab rates are loaded from this assessment year's configuration.