₹1.50L
50%
₹20.0K
20%
8.5%
20 Yrs
Disclaimer
Does not include stamp duty, registration, or interior costs. Bank policies vary.
Conclusion
Based on a net monthly income of ₹1.50L and limiting your total debt payments to 50% of your income, the maximum new EMI you can afford is ₹55.0K. With a 20% down payment, this allows you to purchase a home worth up to ₹79.22L, taking a loan of ₹63.38L.
Max Affordable House Price
₹79,22,120
Max Loan Amount
₹63,37,696
Required Down Payment
₹15,84,424
Max Allowable EMI (for new loan)
₹55,000