25 yrs
Disclaimer
APY contributions and pension amounts are fixed by PFRDA. Contribution values shown are based on official APY chart.
Conclusion
By contributing ₹376 every month for the next 35 years, you will secure a guaranteed lifetime pension of ₹5,000 per month starting at age 60. Upon the demise of both you and your spouse, a corpus of ₹8,50,000 will be returned to your nominee.
Monthly Contribution
₹376
Monthly Pension
₹5,000/mo
Corpus to Nominee
₹8,50,000
Years to Contribute
35 years
Total Contribution
₹1,57,920
Monthly Pension in Today's Money at Age 60
₹651
Adjusted for 6.0% annual inflation over 35 years.
All Pension Slabs (Age 25)
₹1,000/mo pension₹76/mo
₹2,000/mo pension₹151/mo
₹3,000/mo pension₹226/mo
₹4,000/mo pension₹301/mo
₹5,000/mo pension₹376/mo