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12.0%
Track lending amounts, repayments, and calculate simple or compound interest over time.
Enter the amount you lent
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Add your first lending entry above
Used by calculators that reference global assumptions
RBI target: 4% · Historical avg: ~6% · Used by calculators that show "Value in Today's Money".
New regime (default from FY 2023-24): lower rates, fewer deductions.
Age doesn’t affect slab rates under the New Regime. Switch to Old Regime to configure.
Tax rules and slab rates are loaded from this assessment year's configuration.