Calculate monthly income from India Post Monthly Income Scheme deposits.
Interest rate is set by the Ministry of Finance and revised quarterly. Currently 7.4% p.a.
Monthly Income
₹2,775
Total Interest (5 yrs)
+₹1,66,500
Maturity Amount
₹4,50,000
These values are used across all calculators
RBI target: 4% · Historical avg: ~6% · Used for "Value in Today's Money" calculations.
New regime (default from FY 2023-24): lower rates, fewer deductions.
Age doesn’t affect slab rates under the New Regime. Switch to Old Regime to configure.
Tax rules and slab rates are loaded from this assessment year's configuration.