Conclusion
Your corpus of ₹2.00Cr is sufficient to fund your retirement using the bucket strategy. You can safely allocate ₹56.60L to a safe bucket, ₹67.02L to a balanced bucket, and ₹76.37L to a growth bucket.
Corpus Sufficiency
Sufficient
Your corpus can successfully fund your buckets.
Suggested Allocation
Safe Assets (FDs, Liquid Funds) • ~6% Return
Balanced Assets (Debt/Hybrid) • ~8% Return
Growth Assets (Equity) • ~12% Return