Version 1.0.0Report a calculation issue
₹50.00L
₹40.0K
10.0%
20yr
Disclaimer
This calculator provides estimates for planning purposes. Actual returns depend on market performance. SWP withdrawals are subject to capital gains tax. The 4% rule suggests withdrawing 4% annually for a 30-year retirement. Always consult a financial advisor.
Annual withdrawal rate is 9.6%. Rates above 6% significantly increase depletion risk.
Conclusion
Your corpus will survive the full 20yr.
If you withdraw ₹40,000 monthly from a ₹50.00L corpus at 10.0% expected return, you will withdraw a total of ₹96.00L and still have ₹62.66L left.
Total Withdrawn
₹96.00L
Monthly Withdrawal
₹40.0K
Final Corpus
₹62.66L
Annual Return
10.0%
Value in Today's Money
₹19.54L
Adjusted for 6.0% annual inflation over 20 years.