The only accurate way to measure returns when you have multiple SIPs, lumpsums, and withdrawals occurring on random dates.
Use (-) for investments, (+) for withdrawals or final value.
You have invested a total of ₹1,00,000 and your total returns/current value is ₹1,15,000. This means you have earned a profit of ₹15,000, which translates to an annualized return (XIRR) of 15.00%.
XIRR (Annualized Return)
15.00%
Total Invested
₹1,00,000
Total Value
₹1,15,000
+₹15,000
Used by calculators that reference global assumptions
RBI target: 4% · Historical avg: ~6% · Used by calculators that show "Value in Today's Money".
New regime (default from FY 2023-24): lower rates, fewer deductions.
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